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Q&A
Questions & Answers
I've never heard of this protection before. Is it that important?
The founder of Realty Guardian, a 30-year real estate industry professional, has determined that 8 out of 10 transactions involve direct financial losses to either the buyer or seller, with potential lifetime losses in the hundreds, thousands, and tens of thousands due to negligence, incompetent representation, hidden defects, overpayments for loan interest fees and insurance, deals that go south and even lawsuits. Some costs are obvious losses, but more often the larger numbers are hidden in lost opportunties, overpayments and oversights.

How did Realty Guardian Protection Plan of Transaction Safeguards come about?
Real estate agents for the most part are independent contractors who choose how they want to conduct business. For that reason, services vary within the same office and in the industry as a whole. Agents function independently, and are not thoroughly trained and proficient in protecting buyers and sellers from the wide range of potential losses. Realty Guardion identified the vital safeguards lacking in the real estate trade, and standardized the home buying and selling process. Realty Guardion trains Certified GUARDIAN REALTORS® to implement the 32+ PREMIUM TRANSACTION SAFEGUARDS. These agents are hand-chosen based on their experience, integrity, and a professional reputation, and have agreed in writing to shelter Realty Guardion MEMBERS and provide the Safeguard Protections before and during the real estate transaction.

How can the Realty Guardian MEMBERSHIP & the 32+ TRANSACTION SAFEGUARDS be 100% free?
All Certified GUARDIAN REALTORS® pay a percentage of earned commissions—an industry benchmark for decades. Realty Guardion is unique because the company reserves a portion of those referal funds on behalf of its MEMBERS to provide for the ongoing SAFEGUARD PROTECTIONS, educational opportunities, support, research, and transactional losses that MEMBERS may incur due to conflicts, breakdowns, damages, and other unforeseen circumstances. We call it the Robinhood effect. Realty Guardian has created this business strategy to protect consumers in a new robust manner without adding costs to any consumer, whether home buyer or home seller.

IF it is FREE, Realty Guardian can't be providing that much protection, right? As a HOME BUYER, what protections come with my MEMBERSHIP Protection Plan?
Truth is... the protections are FREE to you, but do cost real money. You might be surprised at the full range of protections you do receive. Here is the list:

BUYER PROTECTIONS BEFORE & DURING THE TRANSACTION
Ideal Match to CERTIFIED GUARDIAN REALTORS®
Think-Tanks Answers to Real Estate Questions
Lowest Loan Interest Rate APR Matching, when Possible
ARM Loans vs Fixed Rate Analysis—Best Loan Options
Grant Money Options for FT Homebuyers, when Available
Winning in Competitive Market
        --1 Hour PreQuals
        --Tours on Demand
Most Experienced & Rated Home Inspectors List
CONTRACT CANCELLATION PROTECTION™ (Up to $1,200)
        --Inspection Reimbursement up to $600
       --Appraisal Reimbursement up to $600
LEGAL CONSULTATION PROTECTION™: During Transaction Period (Up to $600)
Homeowners Insurance: Lowest Rate Comparisons, When Available
HOA Review: Protection Against Undisclosed & Pending HOA Fees
Wire Fraud Protection Protocol
Moving Concierge Services: Saving Time & Money
       --Utility Transfers
    --Boxes and Supplies Options
      --Local Moving Options
      --Long Distance Moving Options
Transaction Safeguards Checklist Completed by Certified GUARDIAN REALTOR
      --Walk Through Requirement –Within 24 Hours Prior to Closing

PROTECTIONS AFTER THE CLOSING
LEGAL CONSULTATION PROTECTION™: First Year After Closing (Up to $600)
Mortgage Loan Reduction Strategies—Speed Up the Loan Payoff
Best Service Providers
     --Handyman
     --Remodelers
     --Contractors
Quarter Homeowner’s Newsletter: Protection Against Information Deficit
Annual Custom Property Reports: Protection Against Changing Market & Declines
Optional Tax CPA Matching (CPA)
Optional Financial Wealth Advisor Matching
Optional Living Trust & Will Advisor Matching

As a HOME SELLER, what are the protections you provide with my FREE MEMBERSHIP?
The protections are FREE to you, but do cost real money for benefits and staffing to complete ongoing research and to coordinate the safeguards. You might be surprised at the full range of protections you do receive below:

SELLER PROTECTIONS BEFORE & DURING THE TRANSACTION
Ideal Match to CERTIFIED GUARDIAN REALTORS®
Paperback Booklet—CHECKLIST SOLD: Max-Cash Strategies That Sell Houses at Record-Breaking Prices
Think-Tanks Answers to Real Estate Questions
MECHANICAL BREAKDOWN PROTECTION™ (Up to $2,000)
Preliminary Title Search Review
Marketing & Promotional Protection
     --Professional-Level Photography
     --Single Property Promotional Website: 1234YourAddress.2seeit.com
CONTRACT CANCELLATION PROTECTION™ (Up to $1,000)
     --Taxes, Interest & Insurance Reimbursement
Moving Concierge Services: Saving Time & Money
     --Utility Transfers
     --Boxes and Supplies
     --Local Moving Options
     --Long Distance Moving Options
LEGAL CONSULTATION PROTECTION™: During the Transaction (Up to $600)
Transaction Safeguards Checklist Signed by Certified GUARDIAN REALTOR
Best Service Providers
     --Handyman
     --Remodelers
     --Contractors

PROTECTIONS AFTER THE CLOSING
LEGAL CONSULTATION PROTECTION™: First Year After Closing (Up to $600)
Quarter Homeowner’s Newsletter: Protection Against Information Deficit
Annual Custom Property Reports: Protection Against a Changing Market & Declines
Optional Tax CPA Matching (CPA)
Optional Financial Wealth Advisor Matching
Optional Living Trust & Will Advisor Matching

SUMMARY OF PROTECTIONS
The Realty Guardian Advisory Staff and our Certified GUARDIAN REALTORS® provide timely responses and ongoing help including REALTOR® THINK TANK* ANSWERS ON DEMAND and REALTOR® TOURS ON DEMAND, 1-HR ROCKET PREQUALS, PRELIMINARY TITLE REVIEWS, PRO-QUALITY PHOTOS, SPS SINGLE PROPERTY SITES for online marketing (because delays in selling are costly to the homeowner), WIRE FRAUD PROTOCOL, 24-HOUR WALK THROUGH WINDOW, HOA COST REVIEWS, HOMEOWNERS INSURANCE COST RESEARCH, APPROVED SERVICE PROVIDERS--HOME INSPECTOR RATINGS & MOVING CONCIERGE SERVICES. We watch, we alert, we guide.

We Reimburse You For Surprises & Costly Expenses, and Provide Ongoing Loss Advisory Safeguards
Realty Guardian provides 32+ TRANSACTION SAFEGUARDS in a proactive manner, that include minimizing real world cash outlays for Murphy's Law-- "if anything can go wrong, it will". Here are the CASH Reimbursement Protections..

SELLER MECHANICAL BREAKDOWN PROTECTION™ up to $2,000 for mechanical breakdowns--heating, air conditioning, ductwork, plumbing, electrical, and water heaters during the listing and contract period.
SELLER CONTRACT CANCELLATION PROTECTION™ up to $1,000. In the unfortunate scenerio you as a seller cannot negotiate an agreement with the buyer for repairs or the buyer's loan does not go through, Realty Guardian will reimburse you for your taxes, loan interest and insurance during the contract period.
SELLER LEGAL CONSULTATION PROTECTION™ up to $600. In play for the worse case that you need legal advice due to a transaction on the Realty Guardian Platform.
BUYER CONTRACT CANCELLATION PROTECTION™ up to $1,200. In the unfortunate scenerio you as a buyer cannot negotiate an agreement with the seller for repairs or your loan doesn't go through, Realty Guardian will reimburse you for appraisal and inspections.
BUYER LEGAL CONSULTATION PROTECTION™ up to $600. Help for the worse-case that you need legal advice due to a transaction on the Realty Guardian Platform.

We Continue to Protect You & Your Long-Term Investment
Your MEMBER benefits do not begin and end with a real estate transaction. We care about our MEMBERS year-round, this year, next year, and for years to come. We are you lifetime partners in helping you build wealth.

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